Best CD rates
Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
About the author
Matthew Goldberg is a senior consumer banking reporter at Bankrate where he uses his more than 13 years of financial services experience to help inform readers about their important personal finance decisions.
Nearly his entire career, since 1998, has either been as a reporter, editor or working in the banking and insurance industry. Matthew’s banking career includes being a banker in New York City and being a bank officer at one of the largest banks in the U.S. He first gained his experience with deposit products and auto loans while representing a Federal Deposit Insurance Corp. (FDIC) online bank.
His reporting career includes working as a staff reporter at two daily newspapers. He earned his first newspaper bylines in 1998. Matthew’s been interviewed on television news and radio stations across the U.S. Previously, he was a weekly panelist on the SportsWriter’s show on WGEM AM ESPN 1440 in Quincy, Illinois and an occasional co-host and call-in guest on WGEM SportsCenter.
Matthew is currently a member of the Board of Governors at the Society for Advancing Business Editing and Writing (SABEW), which is the world's largest and oldest organization of business and financial journalists.
He chairs the organization's training member engagement committee and the organization's investment task force. He also is on the SABEW finance committee. He has previously served on conference planning committees and has been a Best in Business contest judge for the organization.
Matthew’s writing has been honored by both the Illinois Associated Press Editors Association and the Illinois Press Association. His writing has also been featured online on MSN, Yahoo! Finance and in newspapers throughout the country.
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.
Find the best IRA CD rates from credit unions and banks by comparing APY, term, minimum deposit required and early withdrawal penalty charges.
Find the best jumbo money market rates from credit unions and banks by comparing APY and minimum deposit required for yields.
Discover a wide range of competitive money market rates and other savings options from Bankrate. Compare and open one today to maximize your savings potential.
Compare savings accounts to find the best rates. Bankrate's experts have identified the highest savings account interest rates from top banks to help you maximize your earnings.
Online banks typically offer savings accounts with much higher yields than brick-and-mortar banks.
View Bankrate's list of the best checking accounts. Compare banks with high interest checking accounts and securely sign up online.
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Truist Bank, the financial-services giant born out of the merger of SunTrust and BB&T, offers two CDs with competitive yields.
U.S. Bank offers a variety of terms for its certificates of deposit; however, its rates are lackluster by and large.
Discover Bank offers a variety of CD terms that pay competitive yields. Here are the rates Discover offers on its CDs.
Amex offers a variety of terms for its CDs; however, savers can find more competitive rates elsewhere.
Citibank’s new account bonuses are very competitive. Just be sure you won’t need those funds any time soon – dropping your account balances early can not only disqualify you from the promotion, but it may also cost you money in the form of additional account service fees.
Need a savings account? Here’s what the newly created Truist bank pays.
Everything you need to know about the bank’s yields on CDs.
The big bank offers a range of CD terms, but you can find much higher APYs elsewhere.