Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

A house on a stack of money
How low will they go?
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Senior couple looking at a laptop
Here’s what to consider before paring down your home.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A house on a stack of money
How low will they go?
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Woman sitting on a blue armchair reviewing a tablet
With mortgage rates set to gradually fall, does it make sense to refinance this year?
The Federal Reserve’s decisions have ripple effects, including for mortgages.
When is it a good idea to refinance
When doing so saves you money — or helps you score some.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Red rain boots at front door with welcome mat
Read this to avoid losing your down payment or rent deposit to a scammer.
Colorful town houses in Portland Oregon
It can shield you from financial claims or taxes imposed on your home.
Row of small brick bungalow houses with gables
Judicial foreclosures, as opposed to non-judicial ones, are executed in the court system — meaning they involve a lawsuit.
Storm approaching the Hillsboro Beach near Miami, Florida
Following the storm, Fannie Mae and others have authorized forbearance plans for affected borrowers.
Before a long-distance relocation, some soul searching and some research are in order.
homes in San Jose
California is hot, Green Bay is not, this survey says.
San Francisco homes
San Francisco had the most homes topping list price in December.
Mortgage rate forecast for January 2022: Higher rates ring in the New Year
Will rates move higher from their near-record lows? The experts weigh in.