Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
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![A man looking at a comically large stack of cash](https://www.bankrate.com/2023/07/11110750/Money-Market-Basics-What-is-a-money-market-account.jpg?auto=webp&optimize=high&crop=16:9&width=320)
This type of account can offer a low-risk way to earn a high yield.
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Here’s answers to your top MMA questions.
![Two women look over paperwork and a computer](https://www.bankrate.com/2017/09/19163949/ways-to-get-the-best-money-market-account-rate.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
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Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
![Image for MMAs with no minimum balance](https://www.bankrate.com/f/102997/2400x1260/46e2074a28/banking.png)
MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
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If you’re looking to become a better saver, here are some tips for setting savings goals.
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Here are five ways automatic transfers can make growing your savings easy.
![Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank](https://www.bankrate.com/2023/08/05141131/What-is-the-average-interest-rate-for-savings-accounts_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Comparing savings rates can ensure you get the best return on your savings.
![Financial manager meeting with couple in bank branch office](https://www.bankrate.com/brp/2024/05/31124754/Deposits-Average-money-market-account-interest-rate.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Get the latest rates on top-yielding money market accounts.
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Here’s how to boost your savings.
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New Bankrate data shows the economy is making it harder for Americans to save.
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These credit unions offer great rates and top-notch features — and many make it easy to join.
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Here are five ways automatic transfers can make growing your savings easy.
![Smiling young woman with smartphone walking on the street](https://www.bankrate.com/2023/06/01164957/Zelle-limits-at-top-banks.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Looking to use Zelle for a transfer?Here are the Zelle limits at various banks.
![A person takes a picture of a check.](https://www.bankrate.com/2020/07/29111505/facts-everyone-should-know-about-mobile-deposit.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Depositing a check using a smartphone is easy and can save you a trip to the bank.
![Man smiling at his cell phone in a busy downtown area](https://www.bankrate.com/2023/06/06175357/GettyImages-1461116301.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
You don’t need a big balance to qualify for a high-yield money market account.
![man using an ATM machine](https://www.bankrate.com/2022/09/28153824/Banks-that-reimburse-ATM-fees.jpg?auto=webp&optimize=high&crop=1:1&width=356)
ATM fees can be nuisance that add up. Here are eight banks that don’t reimburse them.
![Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank](https://www.bankrate.com/2023/08/05141131/What-is-the-average-interest-rate-for-savings-accounts_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Comparing savings rates can ensure you get the best return on your savings.
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