Debit Cards

Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.

Best Debit And Prepaid Cards

Best Checking Accounts

How To Get A Debit Card

Debit Vs. Credit Cards

Explore debit card basics

Smiling businessman making payment with credit card

Debit cards can offer additional perks to help you save more of your money.

Man paying with credit card while shopping with woman at supermarket

Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.

woman sitting on her couch and looking at her phone and credit card

Knowing your limit before making a purchase can help you make smarter decisions.

Use your debit card wisely

DEBIT

Where to avoid using your debit card

Just because you can use your debit card almost anywhere doesn’t mean you always should. Bankrate's experts keep you informed on the risky places to avoid swiping your debit card.

Checking

Daily ATM withdrawal limits

It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.

Checking

Available account balance vs. current balance

Understand the differences between the two balances you may see when looking at your bank account.

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BANKING

Checking account and ATM fee study

Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst

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Latest articles

Spend money, pay bills, write checks or make fund transfers with a checking account.

close up of hands writing a check

Consumers without a bank account face hurdles when trying to cash a check.

Outside view of a bank with American flag

Learn the key characteristics of certified checks and how they differ from other types of payments.

woman sitting on her couch and looking at her phone and credit card

Knowing your limit before making a purchase can help you make smarter decisions.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

This old-school way of paying is still in demand. Here’s everything you need to know.

close up of hands signing a check

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Writing on check

Compare prices on paper checks before you place your next order.

Design element with Jerome Powell

Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.

Jerome Powell, chair of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting.

The Fed has now gone six months without cutting interest rates.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Fed Chair Powell Holds News Conference Following FOMC Rate Decision

This Fed communication tool is important, but be cautious when interpreting it.

Federal Reserve Chair Jerome Powell.

The Federal Reserve announced that it’s holding interest rates steady following its March 18-19 meeting.

Man using laptop in kitchen

Consider these four factors when choosing the right high-yield savings account.

woman working on laptop at home

Here’s everything you need to know about opening a bank account online.

Business colleagues having a conversation

These options are great places to stash money from a bonus, inheritance and more.

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