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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

A woman uses mobile banking while eating.
From no fees to online bill pay, here are the must-have checking account features.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Get started with a checking account

Checking

Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Checking

Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

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Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Checking

Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

 

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

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Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Latest articles

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Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Business owner talking on phone.
Here’s what you need to know if you’re considering a switch to business checking.
Stay on top of your money with the right balance between your checking and savings.
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Check out the 13 different types of checking accounts.
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There are several ways to deposit a check — some are simpler than others.
Young Woman Depositing Check With Smartphone
The amount of time for a check to clear can vary from check to check.
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Passbook and statement savings rates
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United States Treasury savings bonds.
You’ve matured, but those savings bonds from childhood may still need more time.
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The best savings accounts for teenagers offer competitive rates and charge no fees.
woman, using laptop while working from home
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Frightening as it is, your cash won’t disappear should your bank get hit.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
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Woman watering plants.
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Bitcoin ATMs are becoming increasingly popular. Here’s everything you need to know.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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