Checking
Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.
Explore checking basics
Here are some key factors to consider when searching for the best checking account.
If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Get started with a checking account
Checking
Available balance vs. current balance
Learn about the two separate balances you may see when looking at your bank account.
Checking
Checking account fees
Learn about the different kinds of checking account fees and what you can do to avoid them.
Checking
Bank account alerts to protect your money
Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Checking Accounts
Spend money, pay bills, write checks or make fund transfers with a checking account.
Check out the 13 different types of checking accounts.
Finding the account of your dreams comes down to knowing what you want and the features you value most.
Here are simple steps to take to avoid paying checking account fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
There are several ways to deposit a check — some are simpler than others.
Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
Latest articles
Spend money, pay bills, write checks or make fund transfers with a checking account.
Early access to direct deposited funds can make managing your budget a bit easier.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Here are simple steps to take to avoid paying checking account fees.
Consumers without a bank account face hurdles when trying to cash a check.
This old-school way of paying is still in demand. Here’s everything you need to know.
Over time, ATM fees have climbed. Here’s what you need to know.
Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.
Here’s everything you need to know about high-yield savings accounts.
Comparing savings rates can ensure you get the best return on your savings.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
The best account to save your money will vary by your goal.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
Interest is the price you pay to borrow money or the cost you charge to lend money.
How Reg. D impacts your savings account and why it pays to check with your bank.
Learn the key characteristics of certified checks and how they differ from other types of payments.
Inflation can eat away at your purchasing power, if you’re not keeping up with it.
These tips can help you manage your money more wisely and make you a bit richer.
More than half of Americans also say the U.S. economy is on the wrong track.
Here’s what you need to know about how money orders work.
Knowing your financial needs and goals can help you choose where to keep your money.
Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.
Saving money isn’t just about cutting costs. Sometimes, it’s about reframing how you spend your time. Here’s how one mindset shift helped me avoid impulsive purchases and grow my savings with less [...]
The trusted provider of accurate rates and financial information