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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

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From no fees to online bill pay, here are the must-have checking account features.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Get started with a checking account

Checking

Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Checking

Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

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Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Checking

Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

 

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Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
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Bankrate Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Latest articles

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Depositing cash into someone’s account isn’t always possible, but there are options.
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A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]
Spend money, pay bills, write checks or make fund transfers with a checking account.
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Here’s how these two bank fees compare and how to best avoid them.
This old-school way of paying is still in demand. Here’s everything you need to know.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.
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Comparing savings rates can ensure you get the best return on your savings.
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It’s important to find the right accounts for your emergency savings.
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Here’s how much $10,000 in a high-yield savings account can earn you.
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For many of us, saving money feels like an uphill battle.
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How Reg. D impacts your savings account and why it pays to check with your bank.
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The best account to save your money will vary by your goal.
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These tips can help you manage your money more wisely and make you a bit richer.
A man works on his laptop.
Several banks are offering high-yield savings accounts well above 4 percent APY.
Image of a large money bag in a shopping cart in front of a red downward pointing arrow.
More than half of Americans also say the U.S. economy is on the wrong track.
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Tariffs haven’t created much inflation. You still won’t hear the Fed say all clear.
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Here’s what you need to know about how money orders work.
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Losing a cashier’s check is much different than losing a personal check.
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Knowing your financial needs and goals can help you choose where to keep your money.
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Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.
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