When should you refinance your mortgage?

Written by

David McMillin,

Edited by

Madison Hoehn, CFEI,

Reviewed by

Robert R. Johnson,

Expert verified

Published on February 11, 2026 | 4 min read

Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy.

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Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy.

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