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Weekly national mortgage rate trends
Current mortgage rates
| 30 year fixed | 6.27% | |
| 15 year fixed | 5.63% | |
| 10 year fixed | 5.68% | |
| 5/1 ARM | 5.53% |
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Experts in mortgages
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Principal Writer, Home Lending
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Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to mortgage rates in 2025.

Changes to Fannie Mae’s criteria may open a pathway to homeownership for some buyers.

Even with a pay raise, homeownership has moved further out of reach for younger generations.

Today’s mortgage rates already reflect the likelihood of a September Federal Reserve rate cut.

The candidates’ plans could help or hurt housing affordability, experts say.

Almost half of homeowners in a new Bankrate survey say they’d need mortgage rates to fall below 5 percent in order to feel comfortable buying a home this year.

Today’s millennials are moving home in an attempt to save money and pay off debt.

Mortgage experts explain how generative AI is being used in mortgage lending.
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