Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop.
Getting the best financing for your new set of wheels requires time and research.
A Black woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need — backed by data and firsthand experience.

About Bankrate
Andrew Pentis headshot

Andrew Pentis Arrow Right Icon

Certified Student Loan Counselor

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Mother and daughter look at a laptop
Learn how to navigate the FAFSA process if your parents are undocumented immigrants.
college graduate moved to tears as people clap in the background
You have several options for getting a loan as an independent student.
Black mother and daughter smiling happily
Learn how to fill out the FAFSA with separated parents and what documents you need.
Father comforting son
If you’ve lost a parent, the form can be even harder to navigate than usual.
Man on his phone looking out window at rain
Direct deposit loans can cost a lot of money in the long run, so here are nine alternatives with fast funding times.
Three adults working on remodeling a kitchen.
Learn the difference between renovating your home and remodeling it.
Two smiling Black women cook together.
Here’s how to approach Step Four of the FAFSA.
Man shops for backpacks
Even if you can get away with noneducational expenses, it’s not a good idea.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc