Loans

Whether you need a personal loan, home equity loan or student loan, we’ll help you choose the loan that’s right for you.

Thinking about taking out a loan? Our tools, rate tables and tips make it easy to compare loans and find one that’s right for you. You can also use our loan calculators to estimate monthly payments, or see if you qualify for premium products like a home equity line of credit.

The right loan can help you:

When you find the loan that’s right for you, you can apply online in minutes — it's easy, safe and secure.

What's new

  • 13 financial aid traps

    Don’t get caught by these ordinary pitfalls as you plot your college payment strategies.

    6 min read Sep 17, 2007
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  • Private loan work sheet

    Calculate how much you or your child will need to borrow in private loans for college using our work sheet.

    1 min read Sep 17, 2007
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  • 25 can’t-miss funding tips

    Even if you already started college, these tips will help you cut costs, save on loans and pad your savings.

    8 min read Sep 17, 2007
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  • Don’t rely on car loan rate until it’s final

    Through chance or scheme, it’s common for a quoted interest rate to change, says Bankrate car expert Terry Jackson. That’s why you should never take a car until the deal is sealed.

    1 min read Sep 15, 2007
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  • Tough choice: Refi or pay down loan?

    Paying down a car loan to get right side up before selling is better than refinancing — if you can do it, says Bankrate car expert Terry Jackson.

    1 min read Sep 08, 2007
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  • 4 safeguards when co-signing a loan

    Co-sign if you must … but at least protect your financial interests by following these tips from Bankrate car expert Terry Jackson.

    3 min read Sep 08, 2007
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  • Drawback of using credit card to buy car

    You can use a low rate credit card to buy a car but several different factors can raise your interest rate suddenly, says Bankrate car expert Terry Jackson.

    1 min read Jul 14, 2007
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  • Colleges help to tame tuition

    By using grants and making other changes to financing, many colleges are trying to help students graduate debt free.

    6 min read Jul 02, 2007
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