Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Lenders will view you less favorably if you have bad credit, but there’s hope.
Whether you’re a business traveler or taking the family on a much-needed vacation, having elite status can pay off.
Don’t buy into these common misconceptions about credit cards.
These expert credit card tips can help you get the most out of the cards you have.
Adding an authorized user is easy, but make sure you both consider the pros and cons and how it might affect both your finances.
Mistakes to avoid when using your credit card rewards.
What happens if your issuer accidentally sends you two credit cards, and how to ensure it doesn’t hurt your credit score.
What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.