Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 10/06/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 10/06/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.43%APY
VS
National Average
0.46%APY
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
These credit unions offer great rates and top-notch features — and many make it easy to join.
The best account to save your money will vary by your goal.
Get the latest rates on top-yielding money market accounts.
How Reg. D impacts your savings account and why it pays to check with your bank.
CD terms can range from three months to five years. Learn which one is right for you.
Expect yields to continue trending downward in 2026.
These accounts sound similar, but there are some key differences to know.
Our top 5 picks scored highly for access, range of products and digital options.
Comparing savings rates can ensure you get the best return on your savings.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
The best account to save your money will vary by your goal.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
Savers can stash their cash in a brokerage these days to rack up returns.
Interest is the price you pay to borrow money or the cost you charge to lend money.
A bank reconciliation statement helps you track business finances and catch errors.
American culture changes at a breakneck pace — just ask fans of Stanley cups and skinny jeans in 2024. But over the past decades, one mantra hasn’t changed much: Don’t talk about your personal finances. [...]
Here are some smart ways to protect yourself if your digital bank account stops working.
It may not be time to ditch your physical wallet just yet, but digital wallets offer several benefits.
A look at what a bank bailout is with some examples of notable bank bailouts from the past.
Six Bankrate experts share the career moves that let them get ahead financially.
Fed officials are trying to prevent an economic slowdown from getting worse.
Tune in to Bankrate’s live coverage of the Fed’s first rate cut since 2020.
The trusted provider of accurate rates and financial information