Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/11/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/11/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.01%APY
VS
National Average
0.44%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Get the latest rates on top-yielding money market accounts.
How Reg. D impacts your savings account and why it pays to check with your bank.
CD terms can range from three months to five years. Learn which one is right for you.
Expect yields to continue trending downward in 2026.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
The best account to save your money will vary by your goal.
Comparing savings rates can ensure you get the best return on your savings.
Savers can stash their cash in a brokerage these days to rack up returns.
Interest is the price you pay to borrow money or the cost you charge to lend money.
Setting aside pretax dollars in an HSA can help you defray future medical costs.
How Reg. D impacts your savings account and why it pays to check with your bank.
Here’s how much $10,000 in a high-yield savings account can earn you.
Single people and young families tend to have significantly less saved.
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
The most impressive banks make it easy to interact both on old and new channels.
Learn how deinfluencers help you save money by promoting mindful spending habits.
Here’s how to determine what a good interest rate is on your deposit accounts.
Here’s a convenient way for Apple device users to transfer money between friends and family.
Banks are working to keep customers safe through AI apps and human interaction.
Balancing your checking account may sound dated, but it still makes sense.
Banks are offering rates up to three times higher than average as the Fed cuts back.
New J.D. Power survey reveals sizable number of bank customers experienced fraud.
The trusted provider of accurate rates and financial information