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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

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From no fees to online bill pay, here are the must-have checking account features.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

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Checking

Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Checking

Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

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Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Checking

Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

 

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Bankrate Financial Analyst

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Senior Economic Analyst

Latest articles

This old-school way of paying is still in demand. Here’s everything you need to know.
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Over time, ATM fees have climbed. Here’s what you need to know.
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close up of hands signing a check
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Interest is the price you pay to borrow money or the cost you charge to lend money.
A little girl gets a vaccination.
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How Reg. D impacts your savings account and why it pays to check with your bank.
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Here’s how much $10,000 in a high-yield savings account can earn you.
Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
Smiling father holds smiling daughter on his lap while looking at a computer
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Person using laptop computer at home
Split direct deposit is a simple way to painlessly boost your savings.
Planning, finance and couple with paper and laptop for budget
Here’s what you need to know about this high-yield checking promo.
The IRS has more than $1 billion in unclaimed tax refunds for 2021
Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.
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Events over the past half-century have helped to bolster women’s financial rights.
A student withdraws cash at an ATM.
There are ways to access your money and ultimately spend it. Here’s how.
Mother and daughter having fun in the living room
If you’re one of the 80 million Chase Bank customers, chances are you already know of many benefits to banking with the largest banks in the U.S.: cardless ATM access, a robust mobile app and overdraft [...]
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You can invest in a CD. You don’t technically invest in an IRA. Here’s what else to know.
Woman online banking
The concept is seen as a way to boost innovation and competition, ultimately giving consumers better digital options for their money.
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