Choice Privileges® Mastercard®
A great option for anyone who loves to travel and prefers to stay at Choice Hotels.
12 min read
Oct 03, 2024
Reena Thomas, Ph.D.
Editor II, Credit Cards
EXPERTISE
- Rewards credit cards
- Writing/literature
EDUCATION
- BA in English Literature, Cornell University
- MA in English Literature, University of Dallas
- Ph.D. in English Literature, University of Arizona
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
About the author
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers. She enjoys delving into the credit card landscape to help readers make valuable credit card decisions that are right for them.
Reena has over a decade of experience in education and publishing. Before joining Bankrate in 2023, she was a copy editor for NurseJournal, Trillium Publishing, Voyager Expanded Learning, and Rockefeller University Press. She also worked as a tenure-track college English instructor after receiving her doctorate and has published academic articles.
When she isn't writing and researching about credit cards, Reena can be found exploring her neighborhood for charming coffee shops, scenic trails, and friendly dog parks.
Reena's recommended readings
A beginner’s guide to credit card points
Credit card rewards mistakes to avoid
Which rewards credit card is best for me?
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
Reena's latest articles
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Mastercard® Black Card™
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Best Credit Cards for Fair/Average Credit of October 2024 | Bankrate
Check out our top credit cards picks of 2024 for consumers with average or fair credit. Compare offers and read analysis from Bankrate's credit card experts.
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Discover it® Student Cash Back
Discover translates the rewards power of the Discover it® Cash Back card intro a top-tier student credit card.
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Citi Premier® Card
The rewards on select travel, supermarket and gas station purchases provide great value for most cardholders, but the stripped back features are worth weighing.
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Bank of America® Platinum Plus® Mastercard® Business card
The Bank of America Platinum Plus Mastercard Business card has a low APR and no annual fee, making it a good card for business owners making large purchases.
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American Airlines AAdvantage® MileUp®
The American Airlines AAdvantage MileUp℠ Card offers travel rewards for no annual fee. It’s great for earning miles but light in travel perks.
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American Express® Green Card
The Amex Green Card is a solid Membership Rewards-earning card for transit and travel that easily justifies its annual fee if you maximize your points and perks.
14 min read Sep 20, 2024
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Credit cards
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