Certified Credit Counselor™ with the National Association of Certified Credit Counselors
EXPERTISE
Personal finance
Budgeting
Credit scores
Credit cards
Debt management
EDUCATION
Texas A&M University, Bachelor of Business Administration in Marketing
Americans have money problems. Some are systemic, while others come from everyday life — like having a job, paying bills, buying a home and raising a family. I listen to stories and answer questions to help us all get smart with our money.
— Katie Kelton, CCC
About the author
Katie Kelton is a senior writer on Bankrate’s community team and Certified Credit Counselor™, helping everyday people solve problems and make good money decisions. She’s tuned in to topics like credit scores, homebuying and making ends meet — while trusting that Americans do the best they can with the tools they have.
Before Bankrate, Katie wrote for Capital One, where she gained insight on the credit world. And her career began in marketing, where she learned how to make life’s decisions a little more fun.
Katie is from the Austin area and lives in Colorado Springs. Off the clock, you’ll find her heading outdoors with her pup, organizing her bookshelf and planning endless activities with friends.
If you have a question about money or a story to tell, send her an email at kkelton@bankrate.com.
Katie beyond Bankrate
Katie talks with KMOX radio about how tariffs affect consumers.
Katie talks with ABC News about avoiding impulse buying.
Katie talks with Click2Houston about paying with debit versus credit.
People want to feel generous around the holidays, says Bankrate.
Katie talks with KSL Newsradio about how to avoid being scammed.
Katie talks with KUTV about taking on debt due to social pressure.
Americans have money problems. Some are systemic, while others come from everyday life — like having a job, paying bills, buying a home and raising a family. I listen to stories and answer questions to help us all get smart with our money.
— Katie Kelton, CCC
Katie's Picks
6 MIN READ
For young people in debt, bankruptcy seems like a get out of jail free card. Is it?
Bankruptcy is gaining popularity among younger generations. Here are some considerations before filing.
7 MIN READ
I’m a credit cards writer. Here are 7 things I wish I’d known about money in my early 20s
Here are 7 things I wish I’d known about money in my early 20s.
7 MIN READ
How to plan a camping trip on a budget
A camping trip can help you save money while enjoying the great outdoors.
6 MIN READ
Destination dupes to avoid travel debt
Destination dupes can help you travel without going into debt this year.
4 MIN READ
Recession fears got you down? Try thrifting to help your budget
Thrifting lets you save money on clothes and furniture amidst a changing economy.
Let’s say you’re walking through the mall during the holiday season and pass 10 shoppers. New Bankrate data shows that about three of those holiday shoppers (33 percent) plan to spend less on holiday [...]