Best Money Market Account Rates Of October 2026 - Up to 4.05%
Discover a wide range of competitive money market rates and other savings options from Bankrate. Compare and open one today to maximize your savings potential.
Karen Bennett is a senior consumer banking reporter at Bankrate. Her expertise lies in finding the best savings accounts, checking accounts and CDs, as well as all things personal finance. She also writes about home lending, including mortgages, refinancing and home equity. She’s been a reporter at Bankrate since 2021, and she holds a master’s degree in Journalism and a bachelor’s degree in English.
Karen’s writing experience spans topics including bank accounts, saving money, budgeting, and credit cards, and homeownership. She also spent time as a writer of product reviews and a reporter for local newspapers in Chicago, Milwaukee and Washington, D.C. In addition, she worked for over a decade as a writer and product manager for CoolSavings, a website devoted to saving money on groceries, travel and other products.
Karen stays on top of the latest in banking and mortgages. Topics she writes about for Bankrate include how to choose the best high-yield savings account, ways to protect yourself from bank fraud and how to lower your mortgage payment.
On the personal finance front, Karen has covered topics such as progress for women in banking.
When she’s not working, Karen enjoys working on her novel, as well as reading, cooking, traveling and spending time with her family.
The pillars of smart money management include having an emergency fund in a high-yield savings account, paying down debt, following a budget and living within your means.
— Karen Bennett
Discover a wide range of competitive money market rates and other savings options from Bankrate. Compare and open one today to maximize your savings potential.
The best checking accounts are not only free, but may also offer you perks such as a high annual percentage yield (APY), out-of-network ATM reimbursement or free official bank checks. Here are the pros and cons of free checking accounts.
Find the best 6-month CD rates for your savings goals.
Find the best no-penalty CD rates for your savings goals. Bankrate simplifies the process by evaluating thousands of financial institutions to provide the most competitive certificate of deposit rates.
Find the best IRA CD rates from credit unions and banks by comparing APY, term, minimum deposit required and early withdrawal penalty charges.
Find the best 1-year CD rates if you have a short-term savings goal in mind.
To find the best high interest rate for you, browse Bankrate's list of the best high-yield savings accounts from federally insured, highly rated institutions.
Stay informed on today's best CD rates trending above 4 percent APY. Bankrate's experts compare CD offers from thousands of financial institutions, empowering you to make the right decisions for your financial goals.
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