This surprising city could become the next big retirement hot spot

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The best and worst cities for retirement

When you think of a great retirement, do you think of a beach? Or desert hiking? Maybe skiing?

Bankrate’s best city for retirement has none of that, but it does offer a low crime rate, affordable costs that won’t sap your savings, and a large senior population.

We scored the 50 largest U.S. metro areas for those factors and others, including weather, taxes, public transportation, things to do, health care and seniors’ overall well-being.

Want to guess which city is No. 1? Hint: Think rivers and relish.