Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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These ‘fin-influencers’ share how to improve the way personal finance is taught
From more empathy to becoming less stigmatized, here’s how top influencers hope to see financial education change.
3 min read Feb 26, 2021 -
7 ways you can hurt your credit score
You could be damaging your credit without realizing it. Watch for these missteps.
5 min read Feb 25, 2021 -
How credit mix affects your credit score
When it comes to credit scores, payment history and credit utilization seem to grab the headlines. This is somewhat understandable, since the combination makes up the lion’s share of your FICO score [...]
4 min read Feb 04, 2021 -
Top tips for starting a successful side hustle from 5 successful side hustlers
With more money comes more opportunities.
3 min read Jan 29, 2021 -
Why are there different types of credit scores?
Both FICO and VantageScore offer different types of credit scores depending on what information lenders are requesting and which credit score model is being used.
5 min read Jan 22, 2021 -
Ask Bankrate: Should you add a beneficiary to your savings account?
A reader asks: Are there any benefits to adding a beneficiary to your savings accounts?
4 min read Nov 13, 2020 -
What a Biden presidency means for your money, taxes and the economy
Biden will be focused on handling the coronavirus pandemic and the recession.
10 min read Nov 11, 2020 -
How to remove negative items from your credit report
If your credit score is not where you want it to be, you probably already know that it is the negative items on your credit report that bring your score down the most. These items will fall off eventually, [...]
5 min read Nov 05, 2020 -
Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
6 min read Oct 23, 2020 -
Ask Bankrate: Are reverse mortgages risky? Is it smart to refinance one?
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
6 min read Oct 16, 2020