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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Although ARMs are buzzy again, the risk hasn’t changed.

It’s a mortgage with a fluctuating interest rate. Which can be to your advantage — or not.

The loan interest is — but only if you meet certain criteria.

Eyeing a high-priced home? Opting for a jumbo loan may be a necessity.

Think of it as mortgage preapproval lite. Easier to get, but less useful too.

Here are three ways to boost your financial profile — before you apply for a home loan.

They let you buy your way into a cheaper loan. But it pays to do a little analysis first.

Mortgage rates rise as inflation sticks around

Find out if your lender can offer you a better deal.

If you have bad credit, you need to find ways to compensate for the additional risk.

You save a chunk of cash upfront, but it may cost you more in the long run.

The rules are different for refinancing a second home or investment property.

It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.

There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.

Consumers have a variety of ways to invest in real estate in 2025.

There’s a flip side to every form of financing, and VA loans are no exception.

Here are the best mortgage lenders for July 2025.

Here is Bankrate’s guide to the best construction loan lenders.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here are some of the best bad credit mortgage lenders in 2025.

OK with doing your loan digitally? These mortgage companies are the tops.

A current or veteran military person? Here are the top VA lenders for you.

Bankrate’s guide to finding the best reverse mortgage lender for you

Here are some of the best mortgage refinance lenders in 2025.

A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.

A shared appreciation mortgage is a unique home financing arrangement.

And what do their differences mean for you, the mortgage borrower?

Here are options if your mortgage forbearance plan is expiring.

Although used interchangeably, deferment isn’t the same as forbearance.

Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.

After several missed payments, your lender can start the foreclosure process.

Answers to borrowers most common mortgage forbearance questions