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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Our expert’s analysis of the Fannie Mae and Freddie Mac conservatorship debate.
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Don’t get tripped up at the finish line when you buy a house.
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Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
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Learn the essentials of this popular mortgage before you apply.
Young Asian woman organising and tidying up the cushions and throw on the sofa in the living room at home
It’s pretty similar to any ARM — and despite the low intro rates, it comes with caveats.
Here is Bankrate’s guide to the best construction loan lenders.
Two people sitting together
There’s one key fact that separates first-time homebuyer grants from other forms of help.
SIngle-family luxury home in Indiana suburb
It protects you from predatory practices by mortgage lenders, among other things.
Agent talking with a couple in front of a laptop
Here’s how PMI removal works.
Here are some of the best mortgage refinance lenders in 2025.
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It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Here are the best mortgage lenders for June 2025.
An image of a silver SUV against a light screen square on a dark green background.
Here’s how to refinance a car loan and save.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
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Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
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Although used interchangeably, deferment isn’t the same as forbearance.
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Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
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After several missed payments, your lender can start the foreclosure process.
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Answers to borrowers most common mortgage forbearance questions
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Here’s what to know about loss mitigation and mortgage relief.
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Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.