Loans

Whether you need a personal loan, home equity loan or student loan, we’ll help you choose the loan that’s right for you.

Thinking about taking out a loan? Our tools, rate tables and tips make it easy to compare loans and find one that’s right for you. You can also use our loan calculators to estimate monthly payments, or see if you qualify for premium products like a home equity line of credit.

The right loan can help you:

When you find the loan that’s right for you, you can apply online in minutes — it's easy, safe and secure.

What's new

  • Buying or leasing: Set a price first

    Negotiate the price of the car first, and only then tell the dealer you want to lease it at that price, advises Bankrate car expert Terry Jackson.

    1 min read Apr 28, 2007
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  • Use savings to pay off car loan?

    Even if your car loan terms are acceptable, you should pay it off with savings if you can’t meet the monthly payments from your income, says Bankrate car expert Terry Jackson.

    1 min read Apr 28, 2007
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  • Dealer won’t buy back car at the same price

    After paying $30,000 over the sticker price for a new car a reader asks Bankrate car expert Terry Jackson why the dealer won’t buy the car back for the same price.

    1 min read Apr 21, 2007
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  • Breaking recent car lease is possible but costly

    A reader traded in a car he was buying for a new lease in order to lower his debt to income ratio. Now he regrets it, but Bankrate car expert Terry Jackson says that change of heart is likely to cost a [...]

    1 min read Apr 21, 2007
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  • A loan again, naturally

    A reader who recently had a car repossessed for nonpayment asks Bankrate car expert Terry Jackson for advice on getting a new car loan.

    1 min read Mar 17, 2007
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  • Buy car based on needs, not country of origin

    Japanese cars dominated the recent Consumer Reports ratings of the best cars, but when buying a car consider your personal needs and wants before worrying about where it was built, says Bankrate car expert [...]

    2 min read Mar 17, 2007
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  • Switching co-signer on a car loan

    Unless the lender allows you to remove or switch co-signers the only way to accomplish it would be to refinance the car, but that probably would also mean additional sales taxes, says Bankrate’s car [...]

    1 min read Mar 10, 2007
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  • Car leasing ought to be cheaper

    A reader looking for a good deal on a car lease exchange online asks Bankrate car expert Terry Jackson why everything is so expensive.

    1 min read Mar 03, 2007
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