Loans

Whether you need a personal loan, home equity loan or student loan, we’ll help you choose the loan that’s right for you.

Thinking about taking out a loan? Our tools, rate tables and tips make it easy to compare loans and find one that’s right for you. You can also use our loan calculators to estimate monthly payments, or see if you qualify for premium products like a home equity line of credit.

The right loan can help you:

When you find the loan that’s right for you, you can apply online in minutes — it's easy, safe and secure.

What's new

  • Getting the first car loan

    Don’t be scared by applying for your first car loan. Be prepared — using these tips.

    3 min read Jul 02, 2007
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  • Score too low for loan

    Even with a below-average credit score you should be able to find a reasonable car loan, says Bankrate car expert Terry Jackson.

    1 min read Jun 30, 2007
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  • Paying down auto loan

    Long loans on cars are not advisable, says Bankrate car expert Terry Jackson, but if you’ve already got one it’s a good idea to pay it down with extra cash.

    1 min read Jun 30, 2007
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  • Deducting interest paid on auto loan

    One way the interest on a car loan could be tax deductible would be by borrowing the money with a home equity loan or home equity line of credit, says Bankrate car expert Terry Jackson.

    1 min read Jun 23, 2007
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  • 5 bad borrowing decisions

    Converting the equity in your home into cash for these 5 reasons can mean big financial problems.

    1 min read May 21, 2007
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  •  Poll: Home Equity

    Bankrate polled the nation’s homeowners to find out their attitudes on home equity loans.

    0 min read May 21, 2007
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  • Ask a home equity lender

    Use this work sheet to record lenders’ answers to your questions and any deals they offer.

    1 min read May 21, 2007
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  • Buying or leasing: Set a price first

    Negotiate the price of the car first, and only then tell the dealer you want to lease it at that price, advises Bankrate car expert Terry Jackson.

    1 min read Apr 28, 2007
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