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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

Man using laptop at home while holding credit card
Did you overspend this holiday season? We’ve got expert advice to help you get back on track.
Smiling couple hugging and holding Christmas gifts in snow
Many Americans are using buy now, pay later this holiday season.
Woman using laptop in cafe
Learn our picks for the best balance transfer cards with no balance transfer fee.
Middle-aged man shopping for oranges at a grocery store
The Citi Rewards+ Card comes with no annual fee and earns 2X ThankYou Points on gas and groceries.
Woman reading folder at desk in living room
A personal loan can be a good way to consolidate credit card debt and lower your interest rate.
Mature woman shopping online at Christmas
Balance transfer cards let you ditch debt at a faster pace due to their intro rates.
Man inserting credit card into gas pump with high prices
With inflation running hot, everyone is looking for ways to save, and credit cards can help.
Elderly man is paying online by using smart phone and credit card
Competition for credit card balance transfers is intensifying, which is good news for anyone looking to get out of credit card debt