Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
If your discretionary income is low, you could pay $0 on your federal student loans.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
6 min read
How to start (and build) an emergency fund
11 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
Explore banking products:
Latest articles
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Had fears of higher prices from tariffs not been on the table, the Fed might’ve considered cutting borrowing costs.
Learn why it’s safe to keep your money in the bank during a recession.
Learn six practical ways to safeguard your finances amid economic uncertainty, from strengthening banking security to finding better rates.
High-yield savings accounts remain a strong option for savers…for now.
Trump’s tariffs could raise prices and unemployment, backing the Fed in a corner.
Amid today’s high cost of living, some are making temporary cuts to “fun” spending.
Transfer funds to friends and family without leaving the house.
It’s important to find the right accounts for your emergency savings.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
An emergency fund is an essential part of a solid financial plan.
Rainy day and emergency funds differ but together provide a sound financial plan.
Here’s a helpful guide to how much you need in savings over the course of your life.
Use this challenge to stash more cash toward your savings goals.
Creating a timeline is a useful way to plan and meet all your financial goals.
Financial goals are measuring sticks that apply to any area of your money management skills that you’re looking to improve.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
It’s important to find the right accounts for your emergency savings.
Here’s how much $10,000 in a high-yield savings account can earn you.
For many of us, saving money feels like an uphill battle.
Here’s how multiple savings accounts can help you reach your financial goals.
How Reg. D impacts your savings account and why it pays to check with your bank.
The best account to save your money will vary by your goal.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
The trusted provider of accurate rates and financial information