How to choose a balance transfer credit card
Compare different card offers and understand how a balance transfer works.
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Compare different card offers and understand how a balance transfer works.
The Jasper Cash Back Mastercard® is a great card for future professionals new to the United States.
If you need to build credit, consider the Bank of America Unlimited Cash Rewards Secured due to its generous rewards with no annual fee.
Here’s what to consider before you get rid of old credit cards.
Make the most out of your points for one of the most popular hotel brands.
Travelers are vulnerable and you should be careful of your money when traveling
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
Transferring your Chase Ultimate Rewards points to a Chase airline or hotel partner is a lucrative option.