How to hit your minimum spending requirements and earn your welcome bonus
Nine tips to help you earn your welcome bonus.
7 min read
Jul 16, 2025
Erin Lowry
Expert Reviewer, Personal Finance
EXPERTISE
- Credit cards
- Banking
- Consumer loans and debt management
- Mortgages
- Real estate
- Personal finance
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Meet our expertsAbout Erin
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and Broke Millennial Workbook: Take Control and Get Your Financial Life Together. Erin’s been featured in The New York Times, Wall Street Journal, and on GMA3, ABC News, CBS Sunday Morning, CNBC and The Rachael Ray Show. She has written for The New York Times, USA Today, and other major publications.
Erin's latest articles
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Major credit card issuers who provide the best customer service
Which credit card issuers rank best for overall customer satisfaction, including customer service?
4 min read Jul 15, 2025 -
How to buy a house with a low income
Yes, you can buy a house with a low income.
9 min read Jul 14, 2025 -
What happens if you default on a personal loan — and how do you prevent it?
A personal loan default hurts your credit score. Here’s how to avoid it.
7 min read Jul 11, 2025 -
What happens if you never pay your student loans?
Defaulting on your student loans can cause short- and long-term consequences.
8 min read Jun 30, 2025 -
What is student loan default? Millions of federal loan borrowers are finding out
Unlike a late payment, true default comes with consequences that can last for years.
9 min read Jun 30, 2025 -
“My biggest fear is a repeat of 2008”: Experts weigh in on the Fannie Mae-Freddie Mac conservatorship
Our expert’s analysis of the Fannie Mae and Freddie Mac conservatorship debate.
6 min read Jun 24, 2025 -
What is an unsecured credit card?
Unsecured credit cards don’t require a security deposit for approval.
7 min read Jun 24, 2025