Breaking the cycle of underemployment: A guide for students and graduates
Underemployment affects all workers — from new graduates to those about to retire.
Dori Zinn is a contributor to Bankrate covering personal finance, personal loans, student loans, student financial aid and investing, among other topics. Since graduating college in a recession, she has covered various parts of the personal finance space, including banking, budgeting, investing and real estate, for more than a decade. She has also contributed to CNET and has been featured in Forbes, The New York Times, The Wall Street Journal, Yahoo and other outlets. She loves teaching people about money.
Underemployment affects all workers — from new graduates to those about to retire.
Many lenders have temporary relief options when you’re in a period of unemployment.
If you plan carefully, you may be able to benefit from a 529 plan and tax credits.
There are fees attached to college savings plans, but you can avoid some of them.
There are many ways to get free money to finance your college education.
Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one.
The main difference between the two loan types comes down to who pays interest.
Legally you can have two 529 plans for one child, but it’s not always the best idea.