mortgage

Kentucky closing costs

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Kentucky closing costs
Origination fees charged by lenders$949
Third-party fees$958
Total$1,907
CityLouisville
Loan amount$200,000
Itemized origination fees charged by the lender
Origination points$358
Commitment fee$370
Document preparation$58
FundingN/A
Broker, originator or lender$823
Processing$882
Tax service$78
Underwriting$450
Itemized third-party fees
Appraisal$464
Attorney, closing or settlement$469
Credit report$25
Flood certification$10
Postage/courier$34
Survey$250

Bankrate.com surveyed up to 10 lenders in each state in March and April 2017 and obtained online Loan Estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in a large city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and credit reports. The survey excludes title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items. The itemized average fees do not total to the average fees because the lenders' charges vary. For example, not all lenders charge a document preparation fee.

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