Personal loans
LightStream: BEST OVERALL RV LOAN
Apply on partner site
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Verified lender
Known qualification requirements:
- Good-to-excellent credit profile
- Several years of mixed credit
- Assets or savings
- Stable, sufficient income
- Few reported delinquencies
Fees:
- None
Time to receive funds:
- Same day if approved before 2:30pm EST, Mon-Fri
Pros
- Longer repayment option
- No fees or downpayment
- Borrowers choose when to receive the money
Cons
- Credit history must be established for approval
- High minimum loan amount
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are .50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 9.99% APR with a term of 3 years would result in 36 monthly payments of $322.62. © 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.