Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Should you use retirement savings to pay off debt?
Early withdrawals are generally a bad idea. Taxes and penalties can be steep.
5 min read Mar 14, 2024 -
Cost of living 2024: How to calculate and compare
Where you live affects how much income you need to maintain your desired lifestyle.
7 min read Mar 13, 2024 -
Paying off debt in tough financial times
Don’t let a recession or financial setback derail your debt repayment plan.
6 min read Mar 11, 2024 -
How to budget in college
Budgeting in college helps you live within your means no matter what stage of life you’re in.
4 min read Mar 08, 2024 -
Cash stuffing: How this trendy budgeting method works
Here’s how to use cash to help you stay within your budget each month.
4 min read Mar 01, 2024 -
What is a high-net-worth individual (HNWI)?
Typically high-net-worth individuals have a net worth of at least $1 million.
2 min read Feb 28, 2024 -
How to get financial assistance after a natural disaster strikes
Whether a wildfire, hurricane or other type of disaster has affected you, the process of rebuilding will take time.
7 min read Feb 16, 2024 -
The best time of year to buy everything in 2024
Here’s when to find the deepest discounts on a range of big purchases.
11 min read Jan 26, 2024 -
Navigating a pay raise: Strategies for maximizing your money
Learn practical tips for making the most of your new pay raise.
7 min read Jan 03, 2024 -
Bankrate’s Interest Rate Forecast for 2024: Mortgages, credit cards and more will stay pricey, even if the Fed cut rates
See our predictions for rates on mortgages, credit cards, savings accounts and more in 2024.
10 min read Jan 01, 2024