Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's Picks
What's new
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Pros and cons of credit-builder loans: Will one work for you?
Consider the benefits and drawbacks of a credit builder loan before applying.
3 min read Oct 02, 2023 -
How to qualify for a fair credit loan: 5 steps to take
Do your due diligence to ensure you still get a competitive rate and term.
3 min read Sep 22, 2023 -
Steps to prequalify for a personal loan
Learn how to prequalify for a personal loan.
4 min read Sep 22, 2023 -
The history of women and loans
Gender bias has long impacted women’s access to affordable loans and credit.
5 min read Sep 19, 2023 -
Should I draw from my retirement accounts to pay for home improvements?
Withdrawing your retirement early to pay for home projects has both pros and cons.
6 min read Sep 15, 2023 -
Debt is about to get more expensive: What to do if you’re struggling with payments
Consolidating or applying for relief could make credit card debt more manageable.
2 min read Sep 08, 2023 -
As loans and credit card balances grow to record highs, consolidation loan balances see major spike
Debt consolidation sees a spike as credit card balances grow
4 min read Sep 08, 2023 -
CFPB proposes billion-dollar settlement against national credit repair entities
A settlement was proposed against entities like Lexington Law and CreditRepair.com.
2 min read Aug 30, 2023 -
CFPB sues installment loan company for alleged aggressive and illegal practices
The CFPB has sued an installment loan company for alleged aggressive and illegal practices
3 min read Aug 30, 2023 -
Is right now a good time to get a home improvement loan?
Most consumers may want to exercise caution around taking out a home improvement loan.
4 min read Aug 25, 2023
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.