Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Andrew pentis headshot

Andrew pentis Arrow Right Icon

Writer and Consumer Lending Analyst

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

design image of an older woman looking at a piece of paper in front of her laptop
Tax refund loans may be an advantage or a disadvantage to someone based on their current circumstances.
Design element of money bag with a hole in the bottom
Fine-tune your budget and reacquaint yourself with your debt to recover.
Man on his phone looking out window at rain
Direct deposit loans can cost a lot of money in the long run, so here are nine alternatives with fast funding times.
a boat and a scale
There isn’t one best boat lender, but some can meet your needs more than others.
Condo timeshares along the ocean
Here’s what to know before taking out a timeshare loan.
White truck hauling a white boat against a light purple semicircle on a dark purple background.
Boats can be expensive, but there are some financing options if you don’t have cash to purchase one outright.
An stylized portrait of Benjamin Franklin with three lightbulbs, with question marks inside them, floating around his head.
Debt can have lasting effects on mental health — experts discuss how you can get unstuck.
Mid adult man wearing headphones using laptop and looking away
Here are the pros and cons of having multiple installment loans.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc