Delta SkyMiles® Reserve American Express Card Review
The Delta SkyMiles Reserve American Express Card delivers top tier Delta benefits, but the hefty costs to maximize it exclude many cardholders.
Steven Dashiell is a former editor for Bankrate.com with expertise in rewards credit cards, financial literacy, and helping consumers build and maintain their credit. He has more than 5 years of experience in personal finance with an affinity for rewards, credit card perks and helping consumers make the most of their card choices.
Steve’s writing and expertise has appeared in outlets, such as U.S. News & World Report, CBS, Fox Business, Time, Forbes and NASDAQ. When not writing about credit cards, Steve nerds out on birds, paints landscapes and life scenes, fiddles around on bass guitar and takes names in Street Fighter.
Steve made the common mistake of accepting a credit card offer he received in the mail right after graduating high school. He promptly maxed it out on a vacation and made only minimum payments on the balance, which is a textbook example of what you shouldn’t do. This, predictably, tanked his credit score. Years later, and after much work, Steve’s credit score now rests squarely in the “excellent” tier.
“I started writing about credit cards, largely due to my horrible experience fresh out of high school. I had no clue what I was doing with my credit card and they don’t exactly come with a best practices guide. I hope to educate people in a similar position to make better decisions about their credit card use and help protect their financial health for the future.”
How to protect yourself from online card fraud
How to build your credit score quickly
Common credit card fees and how to avoid them
I started writing about credit cards largely due to my horrible experience fresh out of high school. I had no clue what I was doing with my credit card and they don’t exactly come with a best practices guide. I aim to educate people in a similar position to make better decisions about their credit card use and help protect their financial health for the future.
— Steve Dashiell
The Citi Rewards+ Card isn’t very competitive on its own, but it’s a great companion rewards card for small purchases with the Citi Premier and more.
The U.S. Bank Altitude Reserve credit card is a premium travel card with a valuable annual travel credit.
Learn whether you’re personally responsible for your business credit card debt.
Learn the steps needed to close a Citi account, as well as alternative options.
Explore the benefits of the World of Hyatt rewards program.
Having a business credit file will help you and your business in the long run.
The HSBC Gold Mastercard is a solid option for people who want to take advantage of the long 0% APR on balance transfers.
The Amtrak Guest Rewards World Mastercard offers some great rewards for frequent rail travelers.