What is debt collection and how does it work?
Learn what a debt collector is and how one can impact you.
6 min read
Mar 26, 2025
Emma Woodward
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Personal loans
- Student loans
- Real estate and mortgages
- Small business loans
EDUCATION
- Bachelor’s Degree in International Studies with a Focus in the Middle East from The College of New Jersey
- Minors in Arabic and Business Management
Emma Woodward is a freelance personal finance writer with a knack for simplifying tricky financial concepts. She's been writing for over eight years professionally. Her clients have included Finch, Gusto, HomeLight and Toast, and she’s been featured on The Financial Diet.
When she's not helping you balance your budget, you can find her writing about real estate, food, and restaurant tech. She is also a working mom extraordinaire.
Emma's latest articles
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How much money do you keep from a home sale?
The most common costs that eat into a home seller’s profits.
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Do you need a driver’s license to buy a car? Plus other FAQs
It’s possible to buy a car without a license, regulations vary by state.
4 min read Feb 03, 2025 -
Where can I get a business line of credit?
We’ve put together a helpful guide for choosing the best line of credit lenders.
5 min read Jan 29, 2025 -
Navient overview: What to know about the former student loan servicer
Navient is leaving the student loan business after years of legal battles.
4 min read Oct 21, 2024 -
An assumable mortgage helped me sell my house. Here’s how
How an assumable mortgage at a desirable rate helped our writer sell her house.
5 min read Sep 17, 2024 -
How to get a $20,000 loan
Before you take out a $20,000 personal loan, be aware of eligibility requirements, where to find one and how to estimate your total costs.
7 min read Apr 29, 2024 -
5 top law school scholarships for 2024 & 3 additional ways to pay
Law school scholarships can offset the high tuition cost of most programs.
4 min read Apr 12, 2024