What to know about a car’s out-the-door price
Knowing the OTD price will help you figure out how much your new car really costs.
Beverly Harzog is a nationally recognized consumer finance analyst, credit expert and host of the Your Personal Economy podcast. She's also the bestselling and award-winning author of five personal finance books.
She’s been in the personal finance industry for 30 years and has recently been a columnist and media spokesperson for U.S. News & World Report. She’s appeared on Fox News, CNN, CBS Evening News, NBC News and Cheddar. She’s been a quoted in thousands of articles, including The Wall Street Journal, USA Today, Money Magazine, The New York Times, New York Magazine, Kiplinger, Washington Post, Time, Newsweek, Cosmopolitan, Real Simple and much more.
Her byline has appeared in The Wall Street Journal, U.S. News & World Report, Forbes, Good Housekeeping, Entrepreneur, Health, Better Homes and Gardens, Cooking Light, New York Daily News, ABCNews.com and Yahoo Finance.
She has an MBA from the University of New Haven and is a former CPA. Her current passions include hosting her podcast, Your Personal Economy, and learning to play the guitar.
Credit cards are useful tools for building credit and earning rewards. But you need to make a vow that you’ll pay your balance in full and by the due date every month. The first time you carry a balance, it becomes your new normal and that leads to credit card debt.
— Beverly Harzog
Knowing the OTD price will help you figure out how much your new car really costs.
Experiencing financial hardship? Learn the general guidelines for personal loan deferment to help manage your loan payments.
The form of debt relief you’re looking for will affect where you can get it.
Improving college completion could reduce default rates, Mark Kantrowitz argues.
Let’s explore the basics of budgeting for small businesses.
Here’s how the experts say you should invest when you’ve lost your job.
Before you apply for federal student loans, make sure you understand your options.
In terms of hotel credit cards, Marriott co-branded credit cards can be a great choice.