The average 48-month new-car loan rate is currently at 4.05 percent. And both lenders in this survey are offering rates lower than that average. You can use our tools to shop for the best auto loan rates in Miami, FL.

One lender in this survey is offering 1.99 percent. But it’s important to compare the conditions and fees for each loan before you decide on a lender in Florida.

Our survey can help you look for the lowest auto loan rates in Miami, FL, today.

Auto loan rates in Miami, Florida

Here are the auto loan rates in Miami, FL, as of 10 a.m. on Thursday. The 48-month new-car loan rates vary from 1.99 percent to 2.19 percent.

Lender Product Rate
LightStream 48-month new car 2.19%
PenFed 48-month new car 1.99%

Use our auto loan calculator to check your monthly car payment.