Credit Card Advice

Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.

Are you ready for your first credit card?

What to know before getting your first credit card

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Are you ready for a credit card?

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Why should open a credit card at 18

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Average credit limit on a first credit card

How to qualify and apply for your first credit card

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Should I apply for a credit card even if i don't need one now?

Tips on choosing a card for no credit history

Bankrate's expert advice

Credit Card 101

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List of credit card companies

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8 different types of credit cards

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How to choose the right credit card

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How long should I wait between credit card applications?

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How long does it take to get a credit card?

Credit cards compared

Woman paying with card for the public tarnsport

10 MIN READ

Capital One Platinum Secured vs. Discover it Secured

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Chase Freedom Student vs. Discover it Student Chrome

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Latest New to Credit Card Advice

Survey: Despite safety concerns, 64% of U.S. cardholders save their information online

Saving payment info online is convenient, but many Americans still worry about safety.

5 min read Jan 25, 2023
Boost your credit score by self-reporting

A proactive approach can help consumers build a credit score when their payment history is thin.

4 min read Jan 24, 2023
Confused about business credit cards? We’ve got the answers.

You could be on the hook for the debt, so weigh the costs and risks of a company card.

4 min read Jul 07, 2020
Does debt consolidation hurt credit?

You’ll need a financial plan in place, otherwise debt consolidation may be bad for your credit score in the long run. Here’s what you need to know.

6 min read Mar 18, 2024

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