How long should you keep a credit card open?
Keep or close an account? It depends on your credit and how much it could affect your score.
Seychelle is a former credit card writer and Certified Financial Education Instructor℠ at Bankrate where she employed a cumulative 12 years of experience. During her seven-year tenure in banking, she worked one-on-one with clients to assess their financial needs and develop custom solutions for tackling debt, building budgets, boosting savings and achieving their financial goals. Over the last five years she has written about personal finance topics and news which has been featured on publications including Kiplinger, Credible, GO Banking Rates, Nasdaq, Yahoo! Finance and others.
Seychelle is passionate about spreading financial literacy and empowering people to take action towards improving their finances. Today, she covers credit card topics with empathy and compassion by infusing her lived experiences and applied knowledge into her articles. She also interviews industry experts on emerging credit topics to help consumers make informed decisions through varied perspectives and industry insights.
The best credit card for you might not be the most popular or even have the highest rewards. Go for credit cards that fit your lifestyle and spending - not the other way around.
— Seychelle Thomas, CFEI®
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