Mortgages and loans to pay for home renovations: How to find the best one for you
These financial tools can help you make that renovation project happen. Here’s how to pick the right one for your needs.
15 min read
Jan 27, 2026
Larissa Runkle
Writer, Personal Finance, Real Estate
EXPERTISE
- Home Lending
- Personal Finance
- Real Estate
EDUCATION
- B.A. Linguistics, Brandeis University
Larissa Runkle has spent nearly a decade working as a personal finance and real estate writer. Her work has been widely featured in a number of national publications including Bankrate, LendingTree, The Points Guy, Penny Hoarder, and Realtor.com.
Larissa's latest articles
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How to refinance when you have a second mortgage
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
5 min read Sep 09, 2025 -
Flex Modification Program (FMP): Everything you need to know
If you’re behind on your mortgage, a Flex Modification might be able to help.
6 min read Jul 30, 2025 -
Mortgage lender vs. servicer: What’s the difference?
What happens when your loan moves to a new servicer?
5 min read Jul 15, 2025 -
What is a forbearance agreement?
A mortgage forbearance agreement typically outlines the timeline and method of repayment.
2 min read Jun 23, 2025 -
How to protect yourself from HELOC fraud
HELOCs make it easy to access home equity funds — for you but for thieves too.
7 min read May 29, 2025 -
What is an energy-efficient mortgage (EEM)?
You can get an EEM through many of the same lenders that offer mortgages.
6 min read May 16, 2025 -
Underwater mortgage: What it is and what to do
Underwater mortgages can occur during an economic downturn when home values fall.
6 min read May 02, 2025