Current West Virginia Mortgage Refinance Rates
Looking for home mortgage rates in West Virginia? View loan interest rates from local banks, WV credit unions and brokers, from Bankrate.com.
7 min read
Mar 26, 2026
Jeff Ostrowski
Writer and Housing Market Analyst
EXPERTISE
- Mortgages
- Mortgage refinancing
- Mortgage rate trends
- Housing market
- Real estate
EDUCATION
- Bachelor of Science, University of Illinois at Urbana-Champaign
- Master of Arts, University of Illinois at Springfield
- Continuing coursework, including NMLS Mortgage Loan Originator education and MLO SAFE Test
About the author
Jeff Ostrowski has closely covered two nationwide housing booms and one devastating bust. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the economy and politics. He previously worked as a reporter at the Palm Beach Post and the South Florida Business Journal.
From 2019 through 2025, Jeff served on the board of the nonprofit National Association of Real Estate Editors. He twice has won gold awards in the group’s journalism contest. His Bankrate coverage of housing affordability was also honored with a Best in Business award from the Society for Advancing Business Editing and Writing.
When he’s not working, Jeff enjoys surfing, biking and traveling, usually with a surfboard or bike.
Jeff is the author of How to Buy a Home in a Miserable Market, available in paperback and e-book on Amazon.
Jeff beyond Bankrate
Jeff wants you to know
When you’re applying for a mortgage, shop around and do your homework — informed borrowers can save thousands of dollars over the life of their loan. Don’t fixate on finding the absolute perfect option, though, or timing your loan to a low point for mortgage rates. If you’re borrowing now, mortgage rates could go down in the future. Avoid worrying about all those things that are both out of your control and impossible to predict.
Jeff's latest articles
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Current Georgia Mortgage and Refinance Rates
Looking for home mortgage rates in Georgia? View loan interest rates from local banks, GA credit unions and brokers, from Bankrate.com.
6 min read Mar 26, 2026 -
Mortgage rates spike as Iran conflict continues
Mortgage rates jumped again this week as the war in Iran disrupts markets.
2 min read Mar 25, 2026 -
3 traps the mortgage industry doesn’t want you to know about — and how to avoid them
The mortgage industry has ways to keep you from shopping around or getting the best deal. Here’s how to avoid the traps.
6 min read Mar 20, 2026 -
Average mortgage debt in 2026
Mortgage debt far outpaces other forms of household debt in the U.S.
3 min read Mar 19, 2026 -
Fed holds steady, but mortgage rates still rise
Mortgage rates rose again this week, despite the Fed holding steady.
2 min read Mar 18, 2026 -
Mortgage rates rise again, but remain near three-year low
Mortgage rates rose this week but remain near a low not seen since 2022.
2 min read Mar 11, 2026 -
How rising car prices present one more hurdle for homebuyers
Car prices keep soaring — the average price of a new vehicle topped $50,000 for the first time last year, and the share of Americans taking on $1,000 monthly car payments passed 1 in 5, also a record. [...]
5 min read Mar 05, 2026
