Offer accepted! Now watch out for these mortgage hurdles
Unexpected issues — from an appraisal gap to title disputes — can pop up during underwriting. Here’s what to do.
4 min read
Feb 25, 2025
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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Home equity loan or HELOC vs. reverse mortgage: Which is right for you?
They all let you tap your ownership stake, but they differ significantly in a lot of ways.
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A real estate attorney can protect the interests of both buyers and sellers.
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Transferring a mortgage: How it works
To find out if your mortgage is transferable, it’s best to contact your lender.
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Applying for the wrong credit cards can just make bad credit worse
Here’s what happens and what you can do when you apply for the wrong credit card.
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How to report your rent payments to credit bureaus
Credit bureaus don’t automatically receive your rental payment history, but reporting your rent may help boost your credit score.
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Getting a mortgage after bankruptcy: What you need to know
It’s not easy, but if you are prepared for extra hurdles, it can happen.
7 min read Apr 04, 2024 -
Should I put medical bills on a credit card?
Medical bills can be overwhelming, but credit cards may not be the solution.
6 min read Oct 26, 2023