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National Highest Yield MMA and Savings Accounts
Find the best and latest high yield Money Market Accounts and Savings Accounts rates.
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Results Range
Bankrate.com
National Average *
Bankrate.com
Site Average *
MMA & Savings
0.05% APY - 1.01% APY
0.11% APY
0.47% APY
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Institution
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Intro Rate
Rate Post Intro
Min to Open
Min to Avoid Fees
Min Monthly Fees
APY:
0.050
Min Deposit:
50000.000
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MMA & Savings
Institution
APY
Rate
Minimums
Comments
1
8
3
5
15
7
2
6
6
0.840
0
MMA
0.84%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.84%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
Recognized as "Best Online Bank" - MONEY® Magazine October 2012.
Contact Us
2
9
2
28
16
8
3
7
7
0.840
0
Savings
0.84%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.84%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
Recognized as "Best Online Bank" - MONEY® Magazine October 2012.
Contact Us
3
1
24
1
1
12
31
1
1
1.010
1500
EverBank
MMA
1.01%
Fri May 17
Intro rate:
1.25%
Intro months:
6
Rate post intro:
0.76%
Compounded daily
To open:
$1,500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
4
2
14
25
9
1
1
2
2
0.900
0
Barclays
Savings
0.90%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.90%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
5
3
27
26
10
2
4
3
3
0.850
1
FNBO Direct
Savings
0.85%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
6
4
19
27
11
3
32
4
4
0.850
2500
Colorado Federal Savings Bank
Savings
0.85%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$2,500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
7
5
38
2
12
4
37
41
26
0.850
5000
Mutual of Omaha Bank
MMA
0.85%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$5,000
To avoid fees:
$5,000
Monthly fees:
$0.00
Check writing: Yes
See Details
8
6
29
3
13
5
42
35
42
0.850
25000
GE Capital Retail Bank
MMA
0.85%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$25,000
To avoid fees:
$1,500
Monthly fees:
$15.00
Check writing: Yes
See Details
9
7
39
4
14
6
44
5
5
0.850
50000
Seacoast Commerce Bank
MMA
0.85%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$50,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
10
10
25
6
17
9
10
40
33
0.800
100
First Internet Bank of Indiana
MMA
0.80%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded monthly
To open:
$100
To avoid fees:
$4,000
Monthly fees:
$5.00
Check writing: No
See Details
11
11
1
7
18
10
20
8
8
0.800
250
ableBanking, a division of Northeast Bank
MMA
0.80%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded daily
To open:
$250
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
12
12
20
29
19
11
21
9
9
0.800
500
Discover Bank
Savings
0.80%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded daily
To open:
$500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
13
14
12
8
2
14
11
11
11
0.750
100
Bank of Internet USA
MMA
0.75%
Fri May 17
Intro rate:
0.75%
Intro months:
0
Rate post intro:
0.75%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
14
13
16
30
20
13
5
10
10
0.750
1
Capital One 360
Savings
0.75%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.75%
Simple interest
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
15
15
31
31
21
15
22
12
12
0.700
500
Heartland Bank Direct
Savings
0.70%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.70%
Compounded daily
To open:
$500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
16
16
21
9
22
16
33
36
25
0.700
2500
Discover Bank
MMA
0.70%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.70%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$0.00
Check writing: Yes
See Details
17
17
44
10
23
17
12
25
29
0.650
100
VirtualBank
MMA
0.65%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.65%
Compounded daily
To open:
$100
To avoid fees:
$100
Monthly fees:
$5.00
Check writing: No
See Details
18
18
13
32
3
18
13
13
13
0.610
100
Bank of Internet USA
Savings
0.61%
Fri May 17
Intro rate:
0.61%
Intro months:
0
Rate post intro:
0.61%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
19
19
26
33
24
19
14
30
27
0.600
100
First Internet Bank of Indiana
Savings
0.60%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Compounded monthly
To open:
$100
To avoid fees:
$1,000
Monthly fees:
$2.00
Check writing: No
See Details
20
20
30
11
25
20
24
14
14
0.600
1000
giantbank.com
MMA
0.60%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Compounded daily
To open:
$1,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
21
21
4
12
26
21
25
33
37
0.600
1000
AloStar Bank of Commerce
MMA
0.60%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Simple interest
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$10.00
Check writing: Yes
See Details
22
22
36
13
27
22
34
38
39
0.550
2500
Lone Star Bank
MMA
0.55%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.55%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$10.00
Check writing: Yes
See Details
23
23
5
34
4
23
8
15
15
0.500
50
AloStar Bank of Commerce
Savings
0.50%
Fri May 17
Intro rate:
0.50%
Intro months:
0
Rate post intro:
0.50%
Compounded quarterly
To open:
$50
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
24
25
15
14
5
25
38
42
43
0.500
5000
California First National Bank
MMA
0.50%
Fri May 17
Intro rate:
0.50%
Intro months:
0
Rate post intro:
0.50%
Compounded monthly
To open:
$5,000
To avoid fees:
$5,000
Monthly fees:
$20.00
Check writing: Yes
See Details
25
24
37
35
28
24
19
26
34
0.500
200
Lone Star Bank
Savings
0.50%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.50%
Compounded daily
To open:
$200
To avoid fees:
$200
Monthly fees:
$6.00
Check writing: No
See Details
26
26
22
15
29
26
26
44
44
0.450
1000
EH National Bank
MMA
0.45%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.45%
Compounded daily
To open:
$1,000
To avoid fees:
$10,000
Monthly fees:
$20.00
Check writing: Yes
See Details
27
27
23
16
30
27
39
16
16
0.350
5000
E-LOAN
MMA
0.35%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.35%
Compounded daily
To open:
$5,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
28
29
40
17
6
29
27
29
36
0.300
1000
State Farm Bank
MMA
0.30%
Fri May 17
Intro rate:
0.30%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$1,000
To avoid fees:
$500
Monthly fees:
$10.00
Check writing: Yes
See Details
29
28
34
36
31
28
15
27
28
0.300
100
Intervest National Bank
Savings
0.30%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$100
To avoid fees:
$500
Monthly fees:
$4.00
Check writing: No
See Details
30
30
32
37
32
30
28
34
38
0.300
1000
Heritage Bank
Savings
0.30%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded monthly
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$10.00
Check writing: No
See Details
31
31
35
18
33
31
35
39
41
0.300
2500
Intervest National Bank
MMA
0.30%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$12.00
Check writing: Yes
See Details
32
32
41
38
34
32
43
17
17
0.300
25000
Third Federal Savings and Loan
Savings
0.30%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded monthly
To open:
$25,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
33
34
8
40
36
34
9
19
19
0.250
50
Ascencia, a div. of PBI Bank
Savings
0.25%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.25%
Compounded monthly
To open:
$50
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
34
35
9
19
37
35
29
31
31
0.200
1000
Ascencia, a div. of PBI Bank
MMA
0.20%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.20%
Compounded monthly
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$5.00
Check writing: Yes
See Details
35
37
6
42
7
37
16
21
21
0.100
100
American Bank
Savings
0.10%
Fri May 17
Intro rate:
0.10%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
36
38
7
20
8
38
17
32
32
0.100
100
American Bank
MMA
0.10%
Fri May 17
Intro rate:
0.10%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$100
To avoid fees:
$1,000
Monthly fees:
$5.00
Check writing: Yes
See Details
37
36
42
41
38
36
7
20
20
0.100
25
USAA
Savings
0.10%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded monthly
To open:
$25
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
38
39
43
21
39
39
40
22
22
0.100
10000
USAA
MMA
0.10%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded monthly
To open:
$10,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
39
40
28
22
40
40
41
43
40
0.100
10000
Fultdirect.com
MMA
0.10%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$10,000
To avoid fees:
$10,000
Monthly fees:
$10.00
Check writing: Yes
See Details
40
41
17
23
41
41
18
23
23
0.050
100
Citizens Trust Bank
MMA
0.05%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
41
42
10
43
42
42
23
28
30
0.050
500
Astoria Federal Savings
Savings
0.05%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$500
To avoid fees:
$500
Monthly fees:
$5.00
Check writing: No
See Details
42
43
18
44
43
43
30
24
24
0.050
1000
Citizens Trust Bank
Savings
0.05%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$1,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
43
44
11
24
44
44
36
37
35
0.050
2500
Astoria Federal Savings
MMA
0.05%
Fri May 17
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$8.00
Check writing: Yes
See Details
44
33
33
39
35
33
6
18
18
0.250
1
iGObanking.com
Savings
0.25%
Mon May 13
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.25%
Compounded daily
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
* Bankrate.com National APY Average and Bankrate.com Site APY Average are only available for MMA products in any denomination exclusively. For Savings products, neither national nor Bankrate APY averages are tabulated. For MMA & Savings products in any denomination, the presented Bankrate.com National APY Average and Bankrate.com Site APY Average are averages of the MMA products only, and are not inclusive of Savings products APY rates.
If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please
click here
.
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Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate.com has today's most competitive deposit rates.
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Many institutions have different rates on their own websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. Rates are subject to change without notice and may vary branch to branch. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
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Click here for more information on rate collection and criteria.
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