Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop.
Getting the best financing for your new set of wheels requires time and research.
A Black woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need — backed by data and firsthand experience.

About Bankrate
Andrew Pentis headshot

Andrew Pentis Arrow Right Icon

Certified Student Loan Counselor

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Couple sitting at desk across from car salesperson, smiling and shaking hands
Simple interest auto loans can be a money saver when it comes to interest accrued.
Older woman reviews financial documents and has a laptop.
A business loan agreement is a document that explains your loan’s terms and conditions.
Woman filling out forms and finances with a laptop.
Filling out SBA Form 413 is required for most SBA loans and details your business and personal finances.
design image of a brain coming out of a wallet
Capacity can be just as real of a challenge as the numbers when it comes to debt.
Woman in an orange shirt sitting at table while smiling at her laptop.
First-time car buyer programs often have more flexible requirements.
The total amount you qualify for largely depends on your finances.
A business’s DSCR indicates how well its cash flow covers its debts.
A truck driver getting into his semi truck at dawn.
Here’s a look at semi-truck loan options and the popular lenders in each category.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc