Grace Pilling

Former Editor, credit cards

EDUCATION

Bachelor of Arts in English, Text & Writing, University of Western Sydney, Australia

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace Pilling is a former editor for Bankrate Credit Cards and CreditCards.com specializing in down-to-earth advice on everything cards, from getting started with credit and maximizing credit card perks to managing and reducing credit card debt. She’s worked in the credit card space for two years and loves learning and sharing everything you should (and shouldn’t) be doing with credit cards. Prior to working in the credit card space, Grace was an insurance and finance editor at Reviews.com and has a background in STEM education publishing.

Grace loves to show people how understanding credit can help them live their best life, whether that’s boosting a credit score to help get a great mortgage rate on their first home or maxing out rewards points to travel the world.

Education

Grace has a B.A. in English, Text & Writing with a minor in Journalism from the University of Western Sydney in Australia.

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace's latest articles

My holidays are funded with credit card rewards

Many people redeem their credit card rewards as soon as they earn them — but a few people save their rewards for one special season.

5 min read Dec 03, 2021
Should a business notify me about a compromised credit card?

Businesses have certain legal responsibilities to customers when they discover a compromised card.

2 min read Nov 22, 2021
Why I opened 24 credit cards

How many credit cards is too many? For this responsible credit user, opening 24 cards helped him achieve his travel goals—without going into credit card debt.

5 min read Nov 09, 2021
The newest fintech bank account is for the formerly incarcerated

Here’s why this challenger bank sees a need and an opportunity to win over a demographic that the financial system has ignored.

5 min read Nov 08, 2021
Wells Fargo launches new Reflect Card

The Wells Fargo Reflect Card has one of the longest introductory 0% APR offers out there.

2 min read Oct 04, 2021
How small business owners can use credit cards to stay afloat

Many small business owners are struggling because of the coronavirus. Here’s how some small business owners are using credit cards to their advantage.

6 min read Sep 27, 2021
U.S. is easing travel restrictions. Time to use your rewards?

As travel restrictions ease, there are questions surrounding whether it is time to use travel cards and points once more. Read to find out how to maximize your points or use your travel card in a different [...]

4 min read Jul 22, 2021
Pent up travel demand has a ceiling

As the pandemic fades from people’s minds, travel is ramping up. However, there are limits on traveling that remain because of COVID-19. Read our columnist’s take on traveling during this, at times, [...]

3 min read Jul 16, 2021