What is a settlement statement?
Every real estate transaction requires a settlement statement of some kind.
3 min read
Feb 22, 2022
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Erik J. Martin is a Chicago area-based freelance writer/editor whose articles have been featured in AARP The Magazine, Reader's Digest, The Costco Connection, The Motley Fool and other publications. He often writes on topics related to real estate, business, technology, health care, insurance and entertainment.
Erik J.'s latest articles
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Mortgage rate forecast for February 2022: Rates headed higher
Mortgage rates are unlikely to fall to 2021 levels, but the big moves could be over for now.
4 min read Feb 01, 2022 -
What is the Home Mortgage Disclosure Act (HMDA) and why is it important?
The Home Mortgage Disclosure Act (HMDA), which has been in place for more than four decades, requires mortgage lenders to report information about their lending practices. Here, you’ll learn more about [...]
3 min read Jan 28, 2022 -
How to buy a house at auction
Every auction has its own unique procedures and varies according to local laws.
8 min read Jan 28, 2022 -
Homebuyer education courses: What to expect as a first-time buyer
If you’re a first-time homebuyer, it’s a good idea to learn about the process.
4 min read Jan 26, 2022 -
How to buy a house with a low income
Yes, you can buy a house with a low income.
6 min read Jan 24, 2022 -
Best cash-out refinance lenders in 2022
Here is Bankrate’s guide to the best cash-out refinance lenders.
4 min read Jan 14, 2022 -
How to use a cash-out mortgage refinance to invest in stocks
Done properly, this strategy can build your wealth. But there are caveats.
1 min read Jan 04, 2022 -
Mortgage rate forecast for January 2022: Higher rates ring in the New Year
Will rates move higher from their near-record lows? The experts weigh in.
4 min read Jan 01, 2022 -
How long should I keep mortgage documents?
How long should you keep mortgage documents, and do you need to keep all of them?
4 min read Oct 13, 2021 -
Should you get a joint mortgage?
A joint mortgage doesn’t necessarily mean joint ownership.
4 min read Aug 20, 2021 -
What is a mortgagor vs. mortgagee?
Here is a simple way to remember the difference between mortgagee vs. mortgagor.
5 min read Aug 18, 2021 -
What is a grant deed?
Unlike other types of deeds, a grant deed does not safeguard the buyer completely.
4 min read Jun 15, 2021 -
Physician mortgage loans: Pros and cons for doctors buying a home
Physician loans help doctors purchase a home with looser qualifying requirements.
4 min read Jun 02, 2021