Emmanuel Nyame
- Social Impact Entrepreneurship
- Economic & Public Policy
- Social & Consumer Finance
- Startups & Small Business
- Financial Planning & Budgeting
- Certificate in Journalism, New York University
- Certified Project Manager, PMP, Project Management Institute
- BA Economics with Mathematics, University of Ghana
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
Emmanuel's latest articles
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If your car breaks down, will insurance cover a rental?
Does auto insurance cover rental cars? Bankrate has the answer to this question.
8 min read Sep 16, 2025 -
Trillion-dollar companies: 10 most valuable mega-cap stocks
These are the largest publicly traded companies and members of the trillion-dollar club.
3 min read Sep 15, 2025 -
7 things credit experts never do with their credit cards
Experts share what they avoid when it comes to credit cards.
7 min read Sep 12, 2025 -
Guide to no-down-payment mortgages: Am I eligible?
Some options if you want a house but your savings are small.
6 min read Sep 09, 2025 -
How promotional (bonus) CD rates work
These CD specials help you earn more money on interest without taking on risk.
3 min read Sep 05, 2025 -
Why I made my child an authorized user on my credit card
Learn the benefits of making your child an authorized user on your credit card.
5 min read Sep 05, 2025 -
Community banks vs big banks: Which is right for you?
Is a community bank right for you? Here’s what you need to know.
3 min read Aug 27, 2025