About the author
Ana Staples is a lead reporter at Bankrate and writes about credit cards and credit advice. She entered the credit industry contracting with Experian in 2019, where Ana wrote articles for the bureau’s blog. Since then, she has written about credit cards and other personal finance topics for numerous publications, including CNBC Select, Buy Side from WSJ and CNET.
Ana believes a credit card can be a tool that can help you improve your financial well-being—if you maintain healthy credit habits. Her mission is to empower her readers to do just that. She has developed her expertise by closely monitoring industry trends and consumer behavior, as well as connecting with experts. For her articles, she speaks with professionals at card issuers, credit bureaus and other agencies.
As a Bankrate expert, Ana has been featured on Business Insider, Bloomberg QuickTake, and CNBC, along with TV and radio stations across the country talking about credit trends, credit card products, and personal finance.
Ana wants you to know
Ana loves to say that personal finance is personal. A single solution that applies to every situation doesn’t exist. Neither does a credit card that’s perfect for everyone or a universal budget. While it’s important to know and implement the best practices, it’s also crucial to remember that every situation is unique.
“We all live in our own money worlds,” Ana says. “Women and men inhabit different financial universes. So do Gen Z and baby boomers, big city dwellers and those in rural communities, single people and married couples. Different sets of values and circumstances dictate our financial lives. Be discerning in the personal finance advice you choose to follow and how you apply it.”
I share the advice I wish someone had shared with me a long time ago. I want my reader to find my words when they're most needed… and be able to make a better-informed financial decision because of something I've written. That's what keeps me going.
— Ana Staples
You received your tax refund, and now you’re figuring out what to do with the money. It might be a significant amount of cash — how do you spend it wisely? If you have credit card debt, the answer [...]
Either card can be an excellent choice for the right cardholder.
The Chase Sapphire Preferred® Card, one of the most popular travel credit cards, recently launched a limited-time welcome bonus offer. New cardholders can earn 100,000 bonus points after spending $5,000 [...]
One of the best business cards on the market, the , is launching a new welcome bonus offer. For a limited time, new cardholders can earn up to $3,500 worth of travel after meeting the spending requirements. [...]
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
Robb Sommerfeld used a popular business credit card to help manage finances at National Center for Craftmanship (NCC), a nonprofit where he serves as an executive director — until the bank suddenly closed [...]
The Citi Strata Premier has many benefits, including its flexible rewards program, welcome bonus and annual hotel savings perk.
The Chase Sapphire Preferred’s many perks and benefits make it a worthwhile card.
