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ALABAMA
Alabama Housing Finance Authority
2000 Interstate Park Drive
Suite 408
Montgomery, AL 36109
Phone: (334) 244-9200
Toll free: (800) 325-AHFA
TTY: (334) 271-6785
Fax: (334) 244-9214

ALASKA
Alaska Housing Finance Corporation
P.O. Box 101020
Anchorage, AK 99510-1020
Phone: (800) 478-AHFC

ARIZONA
Arizona Department of Housing
1700 West Washington
Suite 210
Phoenix, AZ, 85007
Phone: (602) 771-1000

TTY: (602) 771-1001
Fax: (602) 771-1002

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ARKANSAS
Arkansas Development Finance Authority
423 Main Street, Suite 500
P.O. Box 8023
Little Rock, AR 72203-8023
Phone: Please refer to the housing program contacts.

CALIFORNIA
California Housing Finance Agency
1121 L St., 7th Floor
Sacramento, CA 95814
Phone: (916) 322-3991

COLORADO
Colorado Housing and Finance Authority
1981 Blake Street
Denver, CO 80202-1272
Phone: (303) 297-2432
Toll free: (800) 877-2432

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CONNECTICUT
Connecticut Housing Finance Authority
999 West Street
Rocky Hill, CT 06067-4005
Phone: (860) 721-9501

DELAWARE
Delaware State Housing Authority
Phone: (302) 739-4263 or (302) 577-5001

DISTRICT OF COLUMBIA
District of Columbia Housing Finance Agency
815 Florida Avenue, N.W.
Washington DC 20001
Phone: (202) 777-1600
Fax: (202)-986-6705

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FLORIDA
Florida Housing Finance Corporation
227 North Bronough Street
Suite 5000
Tallahassee, FL 32301
Phone: (850) 488-4197

GEORGIA
Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, GA 30329
Phone: (404) 679-4940

HAWAII
Housing and Community Development Corporation of Hawaii
677 Queen Street, Suite 300
Honolulu, HI 96813
Phone: Please refer to contact list.

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IDAHO
Idaho Housing and Finance Association
P.O. Box 7899
565 W. Myrtle
Boise, ID 83707-1899
Phone: (208) 331-4882
Toll-free (877) 438-4472
TDD: (800) 545-1833 ext. 400
Fax: (208) 331-4803

ILLINOIS
Illinois Housing Development Authority
401 N. Michigan Avenue, Suite 900
Chicago, IL 60611
Phone: (312) 836-5200

INDIANA
Indiana Housing Finance Authority
115 West Washington St.
#1350, South Tower
Indianapolis, IN 46204
Phone: (317) 232-7777
Toll free: (800) 872-0371 (IN only)

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IOWA
Iowa Finance Authority
100 E. Grand
Suite 250
Des Moines, Iowa 50309
Phone: 515) 242-4990
Toll free: (800) 432-7230

TTY: (515) 242-4864
Fax: (515) 242-4957


KANSAS
Kansas Department of Commerce and Housing
1000 S.W. Jackson St., Suite 100
Topeka, KS 66612-1354
Phone: (800) 752-4422

KENTUCKY
Kentucky Housing Corporation
1231 Louisville Road
Frankfort, KY 40601
Phone: (502) 564-7630
Toll free: (800) 633-8896 (KY only)

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LOUISIANA
Louisiana Housing Finance Agency
2415 Quail Drive
Baton Rouge, LA 70808
Phone: (225) 763-8700
Toll free: (888) 454-2001
Fax: (225) 763-8710
TTY/TDD: (225) 763-8762

MAINE
Maine State Housing Authority
353 Water St.
Augusta, ME 04330-4633
Phone: (207) 626-4600
Toll free: (800) 452-4668
Fax: (207) 626-4678
TTY: (800) 452-4603

MARYLAND
Maryland Department of Housing and Community Development
100 Community Place
Crownsville, MD 21032-2023
Phone: (410) 514-7000
Toll free: 800-756-0119 (in MD only)
TTY: (800) 735-2258 or 711 (in MD)

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MASSACHUSETTS
Massachusetts Housing Finance Agency
One Beacon St.
Boston, MA 02108
Phone: (617) 854-1000
Fax: (617) 854-1029
TTY: (617) 854-1025

MICHIGAN
Michigan State Housing Development Authority
735 E. Michigan Ave.
P.O. Box 30044
Lansing, MI 48912
Phone: (517) 373-8370
Fax: (517) 335-4797
TTY: (800) -382-4568

MINNESOTA
Minnesota Housing Finance Agency
400 Sibley St., Suite 300
St. Paul, MN 55101-1998
Phone: (651) 296.7608

Toll free: (800) 657-3769
TTY: (651) 297-2361

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MISSISSIPPI
Mississippi Home Corporation
PO Box 23369
Jackson, MS 39225-3369
Phone: (601) 718-4642
Fax: (601) 718-4643


MISSOURI
Missouri Housing Development Commission
3435 Broadway
Kansas City, MO 64111-2459
Phone: (816) 759-6600
TTY: (816) 758-6839

MONTANA
Montana Board of Housing
301 S. Park Ave.
Helena, MT 59601
Phone: (406) 841-2700
Fax: (406) 841-2701

Mailing Address
P.O. Box 200501
Helena, MT 59620-0501

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NEBRASKA
Nebraska Investment Finance Authority
1230 "O" Street, Suite 200
Lincoln, NE 68508-1402
Phone: (402) 434-3900
Toll free: 1-800-204-NIFA (6432)
Fax: (402) 434-3921

NEVADA
Nevada Housing Division

Northern Office
1802 North Carson Street, #154
Carson City, Nevada 89701
Phone: (775) 687-4258
Fax: (775) 687-4040

Southern Office
1771 E. Flamingo, Suite 206B
Las Vegas Nevada 89119
Phone: (702) 486-7220
Fax: (702) 486-7226

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NEW HAMPSHIRE
New Hampshire Housing Finance Authority
32 Constitution Drive
Bedford, NH
Phone: (603) 472-8623
Toll free: (800) 640-7239 (NH only)
Fax: (603) 472-8501
TDD: (603) 472-2089

Mailing address
PO Box 5087
Manchester, NH 03108

NEW JERSEY
New Jersey Housing and Mortgage Finance Agency
637 South Clinton Avenue
P.O. Box 18550
Trenton, NJ 08650-2085
Phone: (609) 278-7400

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NEW MEXICO
New Mexico Mortgage Finance Authority
344 4th Street SW
Albuquerque, NM 87102
Phone: (505) 843-6880

Toll free: (800) 444-6880 (in NM only)
TTY: (800) 659-8331
Fax: (505) 243-3289

NEW YORK
New York State Housing Finance Agency

New York
641 Lexington Avenue
New York, NY 10022
Phone: (212) 688-4000

Albany
119 Washington Avenue
Albany, NY 12210
Phone: (518) 434-2118

Buffalo
107 Delaware Avenue
Suite 620
Buffalo, NY 14202
Phone: (716) 853-1548

Long Island
SUNY Old Westbury
233 Store Hill Road
Suite H209
Old Westbury, NY 11568
Phone: (516) 334-7815

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NORTH CAROLINA
North Carolina Housing Finance Agency
3508 Bush Street
Raleigh, NC 27609-7509
Phone: (919) 877-5700

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NORTH DAKOTA
North Dakota Housing Finance Agency

Bismarck Main Office
1500 East Capitol Ave.
PO Box 1535
Bismarck, ND 58502-1535
Phone: (701) 328-8080
Toll free: (800) 292-8621 (ND only)
Fax: (701) 328-8090
TTY: (800) 366-6888

Fargo Field Office
Phone: (701) 239-7255
Toll free: (877) 239-3200 (ND only)
Fax: (701) 239-7257
TTY: (800) 366-6888

OHIO
Ohio Housing Finance Agency
Ohio Housing Finance Agency
57 East Main Street
Columbus, OH 43215-5135
Phone: (614) 466-7970
Fax: (614) 644-5393
TDD: (614) 466-1940

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OKLAHOMA
Oklahoma Housing Finance Agency
100 NW 63rd Street
Suite 200
Oklahoma City, OK 73116
Phone: (405) 848-1144
Toll free: (800) 256-1489
TDD: (405) 848-7471

Mailing Address
P. O. Box 26720,
Oklahoma City, OK 73126-0720

OREGON
Oregon Housing and Community Services

Main Office
PO Box 14508
Salem, OR 97309-0409
Phone: (503) 986-2000
Fax: (503) 986.2020
TTY: (503) 986.2100

Church Street CSO Office
702 Church St. (between Union and D Streets)
Salem, OR
Mailing Address:
PO Box 14508
Salem OR 97309-0409

Portland Office
123 NE 3rd Street, Ste 470
Portland, OR 97232
Phone: (503) 230-8011

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PENNSYLVANIA
Pennsylvania Housing Finance Agency

Harrisburg
2101 North Front St.
Harrisburg, PA 17105-8029
Phone: (717) 780-3800

Pittsburgh
Building 200
2275 Swallow Hill Road
Pittsburgh, PA 15220
Phone: (412) 429-2842

Norristown
Stony Creek Office Center
151 West Marshall Street
Building #3, Suite 600
Norristown, PA 19401
Phone: (610) 270-1999


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RHODE ISLAND
Rhode Island Housing and Mortgage Finance Corporation
44 Washington St.
Providence, RI 02903-1721
Phone: (401) 751-5566
TDD: (401) 427-9799

SOUTH CAROLINA
South Carolina State Housing Finance and Development Authority
919 Bluff Road
Columbia, SC 29201
Phone: (803) 734-2000

SOUTH DAKOTA
South Dakota Housing Development Authority
221 South Central Ave.
P.O. Box 1237
Pierre, SD 57501-1237
Phone: (605) 773-3181
Fax: (605) 773-5154
TTY: (605) 773-6107

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TENNESSEE
Tennessee Housing Development Agency
404 James Robertson Parkway
Suite 1114
Nashville, TN 37243-0900
Phone: (615) 741-2400

TEXAS
Texas Department of Housing and Community Affairs
Waller Creek Office Building
507 Sabine Street
Austin, TX 78701
Phone: (512) 475-3800

Mailing Address
PO Box 13941
Austin TX, 78711-3941

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UTAH
Utah Housing Finance Agency
554 S. 300 E.
Salt Lake City, UT 84111
Phone: (801) 521-6950
Toll free: (800) 284-6950 (UT only) or (800) 344-0452
Fax: (801) 359-1701

VERMONT
Vermont Housing Finance Agency
Phone: (802) 864-5743
Interest rate line: (802) 652-3426

Mailing Address
P.O. Box 408
Burlington, VT 05402-0408

VIRGINIA
Virginia Housing Development Authority
601 S. Belvidere Street
Richmond, VA 23220
Phone: (804) 782-1986
Toll free: (800) 968-7837

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WASHINGTON
Washington State Housing Finance Commission
1000 Second Avenue, Suite 2700
Seattle, WA 98104-1046
Phone: (206) 464-7139 (in the Seattle area)
Toll free: (800) 767-4663 (in WA only)
Fax: (206) 587-5113

WEST VIRGINIA
West Virginia Housing Development Fund
814 Virginia Street, East
Charleston, West Virginia 25301
Phone: (304) 345-6475
Tol free: (800) 933-9843
TDD: (304) 345-5738

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WISCONSIN
Wisconsin Housing and Economic Development Authority

Madison Office
201 W. Washington Ave., Ste. 700
Madison, WI 53703
Phone: (608) 266-7884
Toll free: (800) 334-6873
Fax: (608) 267-1099

Mailing address:
P.O. Box 1728
Madison, WI 53701-1728

Milwaukee Office
101 West Pleasant St., Ste. 100
Milwaukee, WI 53212
Phone: (414) 227-4039
Toll free: (800) 628-4833
Fax: (414) 227-4704

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WYOMING
Wyoming Community Development Authority
155 N. Beech,
Casper, WY 82601
Phone: (307) 265-0603
Fax: (307) 266-5414
TDD: #711 for Wyoming's Relay Service for Hearing Impaired


-- Updated: March 10, 2004
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Understanding mortgage APR
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