Best ways to use 100,000 points
Find out some awesome ways to use 100k points, plus where to find them.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Find out some awesome ways to use 100k points, plus where to find them.
Call your card issuer if you want a lower interest rate, and be ready to negotiate
Compare different card offers and understand how a balance transfer works.
Here’s a rundown of all the reasons to get a new credit card.
The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months.
An overview of major credit card issuers and some of their popular card options.
Depending on your business’ revenue and size, you may be able to apply for a business credit card using your EIN only.
Custom Choice is best for independent borrowers who have excellent credit.